Today my wife and I are going to our first closing. We are buying a beautiful 4-family brownstone that needs a renovation and the love of an architect with a respectful eye. The architect in me is giddy with joy (more about that later), and I would say that we are both filled with optimism and the excitement of owning a small slice of Brooklyn. It must also be said that our enthusiasm is tempered with the sobering notion of being responsible for such a large portion of debt every month for the next 30 years. Yikes.
In the ideal world a closing is as much about the sellers as it is about the buyers. We have been honest with the sellers and we feel that they in turn have been very honest with us. Dealing directly with the seller and not via the broker has been a very rewarding experience for us in this transaction. I would almost argue that we have become friends and not simply two independent parties in a random transaction orchestrated by other people whose intentions are not necessarily aligned. It has made the process thus far to be very straight forward and I am amazed at what simply asking questions and being truthful can yield to what could otherwise be a very stressful purchase. In the end, the seller is excited because they are about to get a big check and make a nice profit on a piece of real estate, we in turn are excited about the prospect of owning a home and adding to our family. While we are nervous and somewhat anxious, the thrill is really incredible and one must remember to celebrate on such an important occasion if all goes well.
Fingers crossed!
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